PayPal vs Google Checkout

Compare online payment processing systems
Sign up for PayPal and start accepting credit card payments instantly.Google Checkout

Side-by-Side

Paypal
Google Checkout
Setup time quick and easy for simplest implementation (< 30 mins) quick and easy for simplest implementation (< 30 mins)
Accept Payment Methods Credit Card, Debit Card, Direct Debit, eCheck Credit Card, Debit Card
Cost $0.30 + 1.9-2.9% per transaction (details) $0.30 + 1.9-2.9% per transaction (details)
Non Profit Discount yes, see fees for details only for Google Grants recipients
Branding trusted, well known payment processor Google Checkout logo appears by your site in search listings. Said to boost clickthrough rates.
Customer service phone prompt, can eventually speak to a human email only
Fraud protection excellent, but does not handle complaints for orders under $50 excellent
Google Adwords Bonus None No longer offered
Subscriptions easy to use functions for subscriptions and transaction currently only in beta, requires developer implementation
Sales Taxes Will add automatically once setup in profile Will add automatically once setup in profile
Digital content sales yes yes. By default operates under ‘pessimistic delivery,’ meaning in rare cases when credit card authorization takes longer than usual, Google Checkout will not deliver content untill authorization is complete. For content where access is revokable, vendor can choose ‘optimistic delivery.’
Retreive funds Manually withdrawn from Paypal account to your bank account Automatically deposited to your bank account 2 days after a charge is initiated.
Prohibited Items illegal subtances, weapons, gambling of any kind, tabacco, prescription drugs, financial services (currency exchange, credit repair etc.), adult content, copyright media and software illegal subtances, weapons, gambling of any kind, tabacco, prescription drugs, financial services (currency exchange, credit repair etc.), adult content, copyright media and software, bulk marketing tools and lists, academic paperwriting and test taking services, alcohol
Record keeping sophisticated invoice system suited to small businesses rudimentary record keeping
Fraud protection excellent, but does not handle complaints for orders under $50 excellent
Does buyer need to make account? no, but Paypal likes to encourage them to open an account buyer will need to create a Google account on purchase
Process payments without leaving your page? no in the free version, yes in the Pro version ($30/month, SSL certificate required, developer integration) No, full service checkout only